As in 2021, an average of 58% of applications were approved, analysts say. This is despite the plunge in April to the 42% level.
In the second half of 2022, the indicator rose to 60-65% against the background of easing of credit standards by banks.
The ratio of past-due debt has been steadily declining over the past three years. At the beginning of 2020, there was 1% of nonperforming mortgage loans, a year later – 0.8%, then the ratio of nonperforming debt decreased to 0.5%, and over the last year – to 0.4%.
