The birth of a child is the happiest event for any family. But, unfortunately, not everyone manages to become a parent. According to statistics, every sixth couple in Russia faces problems when planning a pregnancy. In this case, modern reproductive technologies come to the rescue. The In Vitro Fertilization (IVF) procedure is quite effective and has already helped thousands of women experience the bliss of motherhood.
True, the cost of IVF is quite high, and not every family can immediately afford expensive treatment. On average, the entire complex of procedures in Moscow and in the Russian regions costs from 150 to 220 thousand rubles. And expectant mothers may need not one, but several such attempts, since not everyone conceives the first time.
Especially for families who dream of becoming parents, a program of social loans for IVF procedures with a rate of 1% has appeared in Russia. Since June of this year, this service has been available at Sovcombank. A target loan can be issued for a period of up to 3 years in the amount of 150 to 400 thousand rubles. At the same time, only spouses who are officially married can be borrowers and co-borrowers under a loan agreement.
“We plan to actively develop retail products that help solve important life problems. The first specific loan of this type is for all families who want to have children through the IVF method. We hope that loans at the lowest possible rate – only 1% per annum for the entire term of the loan – will help many spouses to realize the dream of a large family”, said Anna Kambulova, General Director of Sovcombank.
In order to receive a specific loan for reproductive procedures, future parents will need to show an agreement with a medical organization for the provision of IVF services at the bank. In addition, the spouses will need to present a marriage certificate, Russian passports and any other documents of their choice.
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