The regulator proposed to introduce the self-ban mechanism of credits and loans last year. It will apply to all creditors, not just the bank where the person has an account.
The self-ban will be recorded in the credit history and will not allow scammers to issue a loan without the knowledge of the citizen. A similar measure has already been introduced in the real estate sector. The homeowner can prohibit transactions with him without his personal involvement, which helps protect you from fraudulent transactions involving his real estate.