When carrying out certain procedures, such as depositing a school scholarship or subsidy into a bank account, as well as for household taxes, receipts, etc., a certificate of bank ownership may be required. This is a document that certifies that we are the owners of the account where the money will be deposited.
This is a bank receipt that is issued to certify the ownership of the bank account of the person who requests it, who will thus be able to demonstrate to the corresponding body that they have a checking account in a bank. It is an official document, since it is sealed and signed by the banking entity.
Since the bank itself is the one that issues the document, it makes it much more complicated that there may be an error, although it is always advisable to know the information that must be included so that it can be considered valid before the organizations that request it, so that you can verify that it includes all the necessary data and that it is correct.
The name of the bank that issued it must appear on the certificate, as well as the name and surname of all account holders, with their corresponding NIF. The account number or IBAN must also appear, in which the money will be charged or received; The BIC or bank identification code, the type of account, its opening date and the bank’s signature and seal, which can be both physical and digital.
THIS DOCUMENT IS FUNDAMENTAL FOR DIFFERENT EVERYDAY SITUATIONS, WHICH RANGE FROM THE NEED TO PROVE THE OWNERSHIP OF THE ACCOUNT ADMINISTRACONICES PURE TRA.ARO, GRANTS OR SCHOLARSHIPS, TO DOING IT IN FRONT OF PLANT FORMS OF INVESTMENT, CASINOS OR ONLINE GAMING PAGES, GOING THROUGH FINANCIAL INSTITUTIONS who request it before contracting products such as mortgages, credits or investment funds, and even at the request of some private companies for contracting supplies (electricity, gas, internet, water…), among others.
How to request the bank ownership certificate
To request a certificate of bank ownership, the interested person can go directly to a physical office to obtain it upon presentation of the identity document, and once the data has been verified, receive it signed and stamped on a sheet of paper. However, those who prefer it can carry out this procedure through electronic banking, which allows them to enjoy it instantly and from any time and place, with the advantage of not having to go to the bank branch. . correspondent.
Although each banking entity has its own system, generally it will be enough to go to online banking, either from the desktop version or from the bank’s mobile app, where you will have to select the account for which you want to request said certificate. . . It is possible that an option called “My certificates” or similar may even appear in the menu that allows you to access them.
In this way, by just clicking on the corresponding option, you can download the certificate of ownership, in just a matter of seconds and, generally, in PDF format.
Finally, it must be remembered that, on some occasions, the certificate issued electronically by the banking entity is already digitally signed and sealed, while on other occasions you will have to physically go to one of its offices to I’m selling it. In any case, it is possible to check prior to the request whether the digital certificates issued by our bank are sealed or not.
