In Moscow, which is home to 10% of all car owners in Russia, the average cost of OSAGO in 2022 increased by 23%, from 8,515 to 10,437 rubles. In the Moscow region (6% of all car owners), the average price of a policy increased by 20%, from 7,255 to 8,719 rubles. In the third largest region of the Russian Federation in terms of the number of car owners living in it, the city of St. Petersburg (4.3% of car owners), the average cost of OSAGO increased by 15% , from 7919 to 9097 rubles. .
Among other regions, the average price of a policy increased the most in the Republic of Tatarstan (by 25%, from 5,935 to 7,437 rubles), as well as in Krasnoyarsk (from 5,427 to 6,631 rubles) and Stavropol (from 4,416 to 5,401 rubles). territories In both regions, growth was 22%. The most insignificant increase in cost is observed in the Krasnodar Territory (from 5984 to 6806 rubles) and the Chelyabinsk region (from 6402 to 7282 rubles). In both regions, at the end of 2022, it amounted to 14%.
– Statistics show that the increase in the average cost of OSAGO is due to a sharp increase in the prices of spare parts. They represent 60-70% of the total insurance payment. In December 2022, the average OSAGO payment was already 91,314 rubles – 28% more than the same indicator in January. At the same time, the growth in the average cost of policies was mainly concentrated in Moscow and the Moscow Region, which is probably due to a large share of foreign cars in the fleet of these regions. In addition, a noticeable increase is observed in the Republic of Tatarstan. Most likely, this is due to a significantly higher frequency of road accidents in this region than in the entire Russian Federation. At the end of the 9 months of 2022, it amounted to 6.1%, while in Russia as a whole this figure is at the level of 5.1% and, for example, in the Krasnodar Territory, in which the increase at the average price of OSAGO it turned out to be minimal, it is 4. 1%, – explained Evgeny Ufimtsev.
