The region with the largest number of events insured by OSAGO was the Krasnodar Territory. It represents 3.5% of the incidents. Moscow ranks only second in this rating – 2.9%. The Moscow region closes the top three. It accounted for 2.3% of insured events.
This is quite understandable. The Krasnodar Territory has not yet beaten insurance fraud. But he wants to get out of this bad classification. Moscow has the largest number of cars and the largest traffic. Very different factors play a role in the suburbs. A high number of high-speed federal transit routes, in addition to high traffic.
Excluding Moscow and the Moscow Region, the 5 regions with the highest emergency in the country in 2022 also included the Rostov Region (1.6%), Bashkortostan (1.4%), the Tver Region (1.1%), the Chelyabinsk Region (1%).
And the most accurate drivers from regions with more than a million cities live in the Perm Territory (0.2% of accidents), St. Petersburg and the Leningrad region (no more than 0.3% in total), the Voronezh region (0.3%) and the Krasnoyarsk Territory (0.4%).
It should be noted that, despite the fact that the minimum number of accidents is recorded in St. Petersburg and the Leningrad region, the territorial OSAGO coefficient for these regions is quite high. In the Leningrad region, the fee is multiplied by 1.24, in St. Petersburg by 1.64. For comparison: in Moscow – for 1.8.
According to VSK data, the peak of the number of accidents in the last year fell on January (10% of insured events), October (9.9%) and September (9.5%). And the lowest number of accidents was recorded in April (7.5%).