And the insurance company that you have already chosen, which you trust, should correspond to your priorities: insurance costs more or less, it is easier or more difficult to take out, how many certificates you need to provide.
There are many organizations that ensure the life and health of citizens that meet all the requirements of Russian legislation. And in this case, where we will receive medical care, where we will insure ourselves, where we will live, in a word, everything related to the constitutional rights of a citizen of the Russian Federation we can only decide for ourselves, this is the right of a person to choose . Immediately you need to think about whether you can meet the insurance conditions, which are determined by the insurance company.
On the other hand, you can understand banks. After all, we have many insolvent companies in the market, one-day companies, companies that are created in order to make a profit and that are not going to meet their obligations. So people sue these organizations, including insurance companies. And, of course, the banks want to make sure in terms of proper payments, return of funds and interest on these funds. Their own insurance companies are more attractive to them, because they perform all their functions correctly. But in this situation, they can only offer a citizen to insure himself in one or another organization that seems to them more reliable, but they do not have the right to impose insurance.
I think that banks can be weaned from unnecessary imposed services only for some kind of liability, and it should be expressed in regular sanctions, perhaps, in an official ban on such activities by an internal bank document. It happens that a person comes to the bank to ask for a loan, urgently needs money for a child’s operation or to buy an apartment, and they tell him: if you don’t do something, we won’t give you what you need. An additional one is imposed on him, and he is forced to acquire it.
