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Mandatory school insurance: what it covers and how much money it costs to hire it

Date: July 24, 2024 Time: 06:20:56

Immersed in the return to school, the usual procedures for the beginning of the school year begin. In recent days thousands of children have started a new school year. But this is not just the return to classes, students also go out to play, go on excursions… And to be covered in the event of any unforeseen event, there is Compulsory School Insurance managed by Social Security.

It is, therefore, a benefit of which the beneficiary is the student, except in compensation for death due to accident or illness in which the family members will be. Specifically, it protects students, under 28 years of age, who take official studies from the third year of Compulsory Secondary Education (ESO), until the end of the third university cycle.

But, in addition, you must be Spanish or have legal residence in Spain and be enrolled in the studies included in the Insurance and have paid the fee. One year of Insurance must also be accredited, although this requirement is not required for benefits derived from school accidents, family misfortunes and obstetrics, nor for students who the previous year have completed the second year of ESO, special education or who have continued their studies. . abroad.

How much does it cost?

Currently, the fee amounts to 2.24 euros (1.12 euros are paid by the student in their registration and the rest by the Ministry of Education). The payment of the insurance fee is mandatory together with the payment of registration for each school year starting with the third year of ESO. To pay the part that corresponds to the student, there is no need to carry out any procedure. Social Security explains that “it is the educational centers that send the fees collected from students to Social Security.”

In exchange, beneficiaries can receive benefits in case of school accidents, illness or family misfortune. In the first two, it covers medical and pharmaceutical assistance, financial compensation for disability and funeral expenses. In the latter case, situations that occur in the student’s home that prevent them from continuing their studies, including the doctorate, are covered.

If any of the above situations occur, beneficiaries may request benefits through the Social Security Electronic Headquarters – it is necessary to have an electronic certificate or access with the cl@ve system – or through the platform for Request and Procedures for Social Security benefits.

When making the request, you will be required to present the following documentation: DNI or family book, and certificate from the study center or receipt of the registration form – depending on whether you are university students or not. In addition, Social Security itself will require specific documentation depending on the benefit requested.

The period to request benefits derived from a school accident is one year. In the case of health benefits, they must be requested prior to medical assistance for the recognition of the right, with the following exception: in cases of urgency duly accredited by the doctor, it can be presented within a period of five years. And to request September expenses, family misfortune and other financial benefits, the term is five years.

It must be taken into account that Social Security must grant these benefits. Specifically, the recognition or denial of School Insurance benefits will be resolved and notified within a maximum period of 90 days.

* This website provides news content gathered from various internet sources. It is crucial to understand that we are not responsible for the accuracy, completeness, or reliability of the information presented Read More

Puck Henry
Puck Henry
Puck Henry is an editor for ePrimefeed covering all types of news.
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