At the same time, total disbursements increased by 5% to reach 471 billion rubles, mainly due to an increase in concessional loans, which in total for all programs increased by almost 20% to 215 billion rubles. rubles from 182 billion rubles in October. even by 18% – up to 141 billion rubles from 119 billion rubles under the Preferential Mortgage program.
The Bank of Russia indicates that the issuance of mortgages in the primary market increased by 26%. “The activation of the demand was probably associated with the offer by the developers of discounts and lower prices for the main home, as well as the expected completion of the Preferential Mortgage program,” says the Central Bank. Last week, President Vladimir Putin instructed the government to extend the preferential mortgage program for a year and a half, raising the rate from 7% to 8%. At the same time, the authorities will expand the family mortgage program, extending it to families with two children under 18 years of age.
By the way
The Ministry of Digital Development has summarized the preliminary results of the granting of preferential mortgages to IT specialists. Employees of reputable IT companies issued preferential loans in the amount of 47.7 billion rubles. In total, more than 5 thousand people have already benefited from IT mortgages. Residents of Moscow, the Moscow region, St. Petersburg, the Republic of Tatarstan and other regions are the most active in applying for IT mortgages. In most cases, applications for the purchase of housing with a preferential mortgage are submitted by specialists between the ages of 25 and 35; they represent almost 60% of the requests. Preferential mortgages can be issued by employees of reputable IT companies under the age of 44 with a salary of 100,000 or 150,000 rubles, depending on the city. The maximum loan rate is 5%.
Prepared by Oleg Kapranov