After the age of 60, when the legal retirement age approaches, many workers are beginning to take an interest in the processing of applications to access the pension, managed by Social Security. But, before ending their working life, they have to make sure that they meet the requirements established by the Ministry of Inclusion, Social Security and Migrations, led by José Luis Escrivá. Hence, it is a concern for the citizen to know when he will be told whether or not he has the right to receive the social benefit that he has requested, a decision for which the administration has a maximum term.
One of the main issues that must be taken into account is that the Government of Spain will take place at the end of 2022. For its part, the non-contributory retirement and disability benefits maintain the extraordinary increase of 15%.
In turn, in order to become pensioners and collect the maximum amount, two requirements must be met: the required age and the contribution period defined by Social Security. Thus, the legal ordinary retirement age is set at 66 years and four months, in case of having contributed less than 37 years and nine months. On the contrary, those who exceed this scale will retire at 65 years of age.
How long does Social Security take to grant a pension
Receiving a retirement pension depends on whether the person who finishes their professional career is financially supported, so an error in the delivery of the documentation or delay in the approval of Social Security can translate into a specific period of time without income.
Although the truth is that the financial administration has a period of 90 days to grant or deny a retirement pension, in practice, it usually takes much less: the average is 20 days to resolve an application. Therefore, in less than a month it will be possible to know if you receive the benefit, as long as the request has been submitted correctly and within the indicated period.
When can you start collecting benefits?
Once the Social Security has granted the pension, the next thing to take into consideration is the date on which it can start to be collected. From the entity they indicate that, depending on when the application is submitted, they will have the right to collect the pension retroactively from the time they access retirement or from the day the request is made:
In the case of people registered with Social Security, the economic effects will be from the day of termination of employment if the application has been submitted within a period of three months from that date or prior to termination. For example, if you retire in January and request to collect the pension in March, you will be able to receive the entire amount generated from the first month of the year, even if it is granted later. If it takes more than three months to request the retirement pension, there will be a retroactivity of three months from the date of presentation. try. For workers not registered with Social Security, the effects of retirement begin the day after the application is made.
How can you request
To request the retirement pension from Social Security, there are three ways to do it:
Through the Social Security pension procedures platform, without the need for a digital certificate or Cl@ve. Those who opt for this route will have to fill out a form and the application, for which the ID and a device with a camera are needed to be able to take a ‘selfie’ that proves the identity of the applicant. In person or by regular mail. The form that is available at the Social Security Electronic Office is filled out and delivered to an office of the organization, together with the additional documentation required. The entity requests different extra documents depending on the type of retirement requested. In person: you have to go to a Social Security office with the necessary documentation. To do this, you must make an appointment, which can be obtained by calling 91 541 25 30 or 901 10 65 70 with 24-hour service, on the Social Security website or at the organization’s Electronic Office.