The revaluation of pensions for this new year has put these economic benefits in the crosshairs of each other. And it is that the historic rise, of 8.5% for Social Security contributory pensions, and up to 15% for non-contributory pensions, that is, those managed by the IMSERSO public body together with the different communities autonomous in Spain, casts lights and shadows. This is because its increase also implies an increase in the contribution tranche, that is, personal income tax, whose minimum rates start at 9.5% for amounts less than 12,450 euros.
Having said this, what pension corresponds to a person who has been a housewife all her life? Well, first of all, it is important to know that in order to be entitled to request a contributory pension, you must have contributed 15 years to Social Security, as long as two of them have been just before accessing retirement. Now, what happens when, historically, the woman or mother of the family has dedicated herself to carrying out household chores at home or taking care of the children.
Here is the crux of the matter. Well, here is where non-contributory pensions come into play. According to the very definition given by Social Security, they are economic benefits that are adopted for those citizens who, being in a situation of protectable need, lack sufficient resources, even when they have never contributed or for a sufficient time from the previous to the previous. Within this modality, are the Disability and Retirement pensions.
What is the amount of the housewives pension in 2023?
By 2023, and after the revaluation approved by the Government of Spain in the 2023 General State Budget, the minimum amount of the non-contributory full retirement pension rises to 484.61 euros per month, while the non-contributory pension will be a minimum , that is, 25%, becomes 131.44 euros per month.
Full: 484.61 euros per month. Minimum of 25%: 131.44 per month. Full plus the 50% increase: 788.70 per month.
Likewise, the Public Administration recalls that if two or more recipients of this non-contributory modality live within the same family unit, the individual amount for each of them is as follows:
If there are two cohabitants: 446.92 euros per month If there are three cohabitants: 420.63 euros per month.
What are the requirements in 2023?
Spanish citizens and nationals of other countries, with legal residence in Spain, who meet the following requirements in 2023 can be beneficiaries of the non-contributory retirement pension:
Not be receiving any contributory retirement or widow’s pension. Be at least 65 years old. In addition, you must reside in Spain for the two years prior to this application.
In addition, there are a series of economic requirements that are detailed below:
There is a deficiency when the income or personal income that is, in annual calculation for 2023, is less than 6,784.54 euros per year. , the requirement is only met when the sum of the income or annual income of all the members of his economic unit of coexistence, are less than the amounts that are collected later. with other people united with him by marriage or kinship ties of consanguinity or adoption up to the second degree. The relationship by consanguinity up to the 2nd degree reaches: parents, grandparents, children, grandchildren and siblings of the applicant.
Where to apply for the non-contributory pension for housewives
As detailed on the website of the Institute for the Elderly and Social Services, in the autonomous cities of Ceuta and Melilla it is done directly by the Imserso. The application for the non-contributory pension may be submitted at the Social Services offices of the Autonomous Communities, Imserso or any other Social Security office, where the corresponding form will be provided, or by mail.
