There is no doubt that pensions always generate doubts among their potential beneficiaries and, of course, also in 2023. One of the big questions that arise is the following: which cases are compatible? To answer this question, the first thing to know is that Social Security has the answer.
Specifically, this public body, currently led by Minister José Luis Escrivá, clarifies this in the compatibility/incompatibilities section of the widow’s pension. compatible with any work income of the beneficiary and with the pension of It will be retirement or permanent disability to which the interested party is entitled.
In addition, these economic benefits will also be compatible with the Pensions of the Compulsory Old Age and Disability Insurance. However, when the widow’s pension and the SOVI pension concur, their sum may not be greater than double the amount of the minimum widow’s pension for beneficiaries aged 65 or over established at any given time. If said limit is exceeded, the SOVI amount will be reduced by the amount necessary to not exceed the indicated limit.
When you retire, do you stop collecting the widow’s pension?
Pursuant to the provisions of Article 179.1 of the current General Social Security Law and Article 10 of the Ministerial Order of February 13, 1967, the widow’s pension is compatible with any earned income. Therefore, there is no incompatibility in that a person who is a beneficiary of a widow’s pension is also contributing for her retirement through self-employment or employment.
Requirements to receive a widow’s pension in 2023
In order to be a beneficiary of a widowhood, it is necessary to meet a series of requirements, the main one being having a marriage bond or having been a common-law partner with the deceased at the time of the spouse’s death and not having contracted a new marriage.
This, in addition, should have been registered in the General Social Security Scheme and have a contribution of at least 500 days in the last five years. Thus, it is possible that all those integrated and registered in the General Social Security Regime receive this type of pension.
In addition, they must have a minimum contribution period. In the event that you are not registered, the minimum contribution must be 15 years.
Incompatibilities with the widow’s pension
It is of vital importance to know that the widow’s pension will be incompatible with the recognition of another widow’s pension in any of the Social Security systems, when the deceased is not registered or in a situation assimilated to registration on the date of death. On the other hand, if the case occurs in which the deceased person would not be in a situation of registration or assimilation in Social Security, at least 15 years of contributions must be accredited.
In cases in which the receipt of the widow’s pension has been maintained, even though a new marriage or a common-law relationship has been contracted, for meeting the requirements, the new widow’s pension that could be generated as a result of the death of the new spouse or common-law partner, will be incompatible with the widow’s pension or pensions that he had been receiving, having to opt for one of them.
When can a widower get married and not lose his pension?
The widow’s pension is not for life. This means that it is extinguished in the event that you contract a new marriage or constitute a new domestic partnership. However, the widow or widower can retain the right in these two cases if he is over 61 years of age or under 65% with a disability, or if he can prove that the widow’s pension is the main source of income and that these, together with those of the new couple, do not exceed a certain amount.
Minimum and maximum amount of the widow’s pension in 2023
Due to the revaluation of 8.5% of the contributory pensions included in the General State Budgets 2023 euros per month, therefore it increases 58.78 euros per month.
On the other hand, today the maximum pension for widowhood is 905.76 euros per month, while before it was 834.80 euros for those with family responsibilities. In summary, the new amounts are as follows:
With family responsibilities: from 11,688.60 euros per year, going from 834.80 euros to 905.76 euros per month. from 721.70 euros to 783.04 euros per month. 624.09 euros per month. Under 60 years without charges: from 7,655.20 euros per year, going from 546.80 euros to 593.27 euros per month.