He reminded that the income received from the product of 1 million rubles and the value of the key rate is not subject to tax. So, based on 2023 income, this amount was 150 thousand rubles (1,000,000 * 15%).
If a citizen’s income from deposits exceeds 150 thousand rubles, only the amount exceeding this mark is taxed.
Now Russians do not need to file a declaration to pay personal income tax on deposits. The Federal Tax Service independently makes calculations and sends the appropriate notification.