With the increase in life expectancy and the aging of the Spanish population, in 2012 the Government decided that the time had come to reform the pension system and therefore decided to progressively delay the retirement age until reaching 67. . years in 2027, increasing every year by two months since 2013.
Given this scenario, there are many doubts regarding the years of contributions that must be contributed to retire or the age at which retirement can be accessed. In this way, in 2024, those workers who want to access the retirement pension will have to have contributed for at least 38 years and be 65 years old, while, if they have contributed less, they will have to wait until they are 66 years old and 6 .months to have access to the retirement pension.
In this sense, it is important to keep in mind that in the coming years you will still be able to retire at age 65, but the number of years of contributions required will increase.
For those workers who are registered or assimilated, the minimum contribution period to retire, according to the generic contribution period, is 15 years from May 25, 2010, while, in the contribution period Specifically, two years will have to be included within the fifteen years immediately preceding the date of the obligation to contribute or the right to use, if the retirement pension is accessed from a discharged or assimilated status, without that there is an obligation to contribute.
Is it possible to retire before age 65?
The minimum retirement age can be lowered in certain cases, allowing you to access early retirement once you reach the age of 60 for having mutual member status, from the age of 61 without having mutual member status or for accessing partial retirement, which You can combine collecting a pension with a part-time job, as long as several requirements are met.
Likewise, special retirement can be accessed at age 64 for those to whom the legislation prior to January 1, 2013 applies, if a flexible retirement is used, if it is a retirement for people affected by a disability equal to or greater than 45% or 65%, or when they are retirements of flight personnel from aerial and railway work, bullfighting professionals, artists, firefighters and members of the Ertzaintza, as well as Mining Statute personnel.
In any case, the application of the coefficients reducing the ordinary retirement age will allow access to a retirement pension under 52 years of age, except in the case of seafarers or miners.
